Posts by dianne.case

Australian Pensions

Posted by on Jul 4, 2017 in Dianne's Blog, Latest News | 0 comments

Australia has had many changes to the Old Age Pension over the years and probably will continue to do so for more years to come. Ling Wang from Financial Standards writes a very good article around the progress of the pension right up to the new rules coming in in the near...

Read More

Farmers Needing Up-to-date Insurance Cover.

Posted by on Mar 9, 2017 in Dianne's Blog | 16 comments

                  Recent experience has showed us that a reluctance to accept on-going service by some clients has come back to bite them. Why do they do it? The clients mentioned are those who are fearful or distrustful of a new planner relationship. Our practice consists of orphan clients and all endeavours to meet have failed, until……. Unfortunately the until is at a time when they are approaching retirement or focused on it. Farmers, by nature, carry large amounts of debt at times, due to the seasonal nature of their business....

Read More

Portfolio Diversification

Posted by on Mar 8, 2017 in Latest News | 2 comments

This is a good article written by Chamath De Silva. Enjoy! Portfolio Diversification II: The importance of fine-tuning BY CHAMATH DE SILVA | 7 March 2017 SHARE Last year I addressed the concept of portfolio diversification and how we can assess it quantitatively through the use of return correlations. Just to recap: Correlation refers to the strength of the co-movement between two assets or portfolios (ranging from -1.0 or perfect negative correlation to +1.0 or perfect positive correlation) Diversification benefits – where we can lower the return volatility for a given expected...

Read More

The Cash Rate Reduction and Your Portfolio

Posted by on Aug 22, 2016 in Dianne's Blog, Latest News | 0 comments

by AMP Capital on 19 Aug 2016 in NEWS Following the RBA cash rate cut in August to 0.5%, the lowest its ever been, its important for SMSF investors to understand the implications for their investment portfolio.   In August the Reserve Bank of Australia (RBA) followed up its May cut to the cash rate with a further 0.25%reduction, bringing the rate to 0.5%, the lowest it has ever been. This has implications for investment portfolios, as a change to the cash rate has consequences for all asset classes, making some relatively more attractive and some relatively less attractive. It’s...

Read More

Real estate: the long view

Posted by on Jul 19, 2016 in Dianne's Blog, Latest News | 0 comments

The returns of both listed and unlisted real estate are driven by variables such as rent, capitalisation rates, capital expenditure schedules and tenant covenants.   There is a view that the returns and diversification benefits listed real estate delivers are the same as physically owning the asset. Here, we explore this view and review the role of real estate in a portfolio at this point in the market cycle, looking at US assets in particular given this is the world’s deepest market. The correlation of returns between listed and direct real estate increases as the investment horizon...

Read More

Site by Tech Project